Top Government Schemes You Can Apply for Online in 2025
In the last few years, the Indian government has taken major steps to simplify how citizens access public services and welfare schemes. With a focus on digitization, many government schemes are now just a few clicks away. Whether you’re a student, farmer, entrepreneur, or a homemaker, there’s likely a government scheme available for you—and you can apply online without visiting any office or standing in long queues.
In this article, we explore the top government schemes in 2025 that you can apply for online, covering sectors like education, employment, healthcare, housing, and women empowerment.
1. PM Vishwakarma Yojana
Launched to support India’s traditional artisans and craftspeople, the PM Vishwakarma Yojana is now fully accessible online. In 2025, more features have been added to help skilled workers like blacksmiths, carpenters, potters, tailors, and cobblers get formal recognition and financial aid.
Key Benefits:
- Skill training and tool kits
- Rs. 15,000 as a grant for buying modern equipment
- Collateral-free loans up to Rs. 3 lakhs at subsidized interest
- Digital empowerment through UPI and Aadhaar-based platforms
How to Apply:
Visit https://pmvishwakarma.gov.in and complete your registration using Aadhaar, mobile number, and bank details.
2. PM-KISAN Samman Nidhi Yojana
PM-KISAN continues to be one of India’s largest income support schemes for farmers. In 2025, the government has enhanced transparency and processing time with real-time verification and DBT (Direct Benefit Transfer).
Key Benefits:
- Rs. 6,000 annually in three equal installments
- Online status check for payment
- Auto-verification through Aadhaar and land records
How to Apply:
Go to https://pmkisan.gov.in, click on “New Farmer Registration,” and submit the required details.
3. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)
This health insurance scheme continues to provide coverage to millions of low-income families. As of 2025, you can now generate and download your Ayushman card online, and even book empanelled hospital services via the app.
Key Benefits:
- Health coverage up to Rs. 5 lakh per family per year
- Cashless treatment at thousands of empanelled hospitals
- Free diagnostics and surgeries for critical illnesses
How to Apply:
Visit https://pmjay.gov.in and check eligibility using your ration card or Aadhaar.
4. e-Shram Portal for Unorganized Workers
The e-Shram initiative is a unified database for India’s unorganized workforce. In 2025, it has become a gateway to multiple welfare schemes and insurance programs.
Key Benefits:
- Accidental insurance up to Rs. 2 lakh
- Priority access to government welfare programs
- Skill development and job matching
How to Apply:
Log on to https://eshram.gov.in, enter your Aadhaar, and register with your occupation and bank account details.
5. Digital India Internship Scheme
For students and young graduates, the Ministry of Electronics and Information Technology (MeitY) offers internship opportunities to gain real-world experience in governance and IT.
Key Benefits:
- Internship certificate from the Government of India
- Monthly stipend (up to Rs. 10,000)
- Remote and hybrid working opportunities
How to Apply:
Applications are open at https://internship.aicte-india.org
6. Stand-Up India Scheme
Targeted at women entrepreneurs and SC/ST communities, the Stand-Up India scheme provides business loans and support for setting up greenfield enterprises.
Key Benefits:
- Loans from Rs. 10 lakhs to Rs. 1 crore
- Support for manufacturing, trading, and services
- Mentorship and financial literacy training
How to Apply:
Head to https://www.standupmitra.in, check your eligibility, and apply with your business plan.
7. National Apprenticeship Promotion Scheme (NAPS)
In 2025, NAPS has expanded to more sectors, including healthcare, logistics, retail, and renewable energy. Students, ITI graduates, and diploma holders can now apply online for apprenticeships in both government and private companies.
Key Benefits:
- Monthly stipend during the apprenticeship
- Industry-relevant certification
- Enhanced chances of permanent employment
How to Apply:
Register on https://apprenticeshipindia.gov.in and search for live opportunities.
8. PM Awas Yojana (Urban & Gramin)
The flagship housing scheme is now even more digitally enabled in 2025. Applicants can track progress, upload documents, and receive loan assistance directly through the portal.
Key Benefits:
- Subsidy of up to Rs. 2.67 lakh on home loans
- Assistance for both urban and rural housing
- End-to-end tracking and beneficiary listing online
How to Apply:
Visit https://pmaymis.gov.in for urban or https://pmayg.nic.in for rural areas.
9. National Scholarship Portal (NSP)
If you’re a student, this is the central place to apply for scholarships under dozens of government schemes for minorities, SC/STs, economically backward classes, and merit-based awards.
Key Benefits:
- Easy tracking of multiple scholarships
- Auto-verification of documents via DigiLocker
- Direct credit to the student’s bank account
How to Apply:
Visit https://scholarships.gov.in and create your profile to apply for relevant schemes.
10. UMANG App – One App, Many Schemes
While not a scheme itself, UMANG (Unified Mobile App for New-age Governance) has become the go-to platform to access over 1000+ services from various central and state government departments.
Services Accessible:
- PAN application
- PF withdrawal (EPFO)
- Gas booking (LPG)
- Digilocker
- Passport Seva
- Bill payments and more
Where to Download:
Available on Google Play Store and Apple App Store under the name “UMANG”.
Final Thoughts
The days of filling endless paperwork and waiting in line are fading fast. In 2025, the digital transformation of public services in India is bringing government support closer to people than ever before. Whether you’re a farmer seeking financial aid, a student looking for scholarships, or a woman entrepreneur launching a new venture—there’s a scheme for you, and most of them are just a click away.
Make the most of these digital opportunities, and don’t miss out on benefits simply because you didn’t know they existed. Bookmark this article or share it with someone who might need it.
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